Online banks have proliferated in recent years with the rise of the Internet , but not to be confused with electronic banking services additionally offer most financial institutions, including natural or traditional . Describe the main features that define them and what aspects must be evaluated to decide to hire a product or other entity. Replacing the traditional office virtual office , with safety and operability The main difference from traditional banking is saving maintenance costs and rent or possession of premises , staff , insurance, etc. . so that these benefits can impact on the customer , both in features and lower cost or free services offered , as in the advantages we gain customers. Advantages such as not having to travel to the office or to operate from anywhere with internet access at any time , but always maintaining a series of logical security measures , we also must provide the platform for that entity , and to operate quietly and have the same options of operation if we were to our office life ( order transfers , consult and perform moves , contracting products have help managers … ) .